Atal Pension Yojana 2022: people want to take advantage of the guarantee by investing less. If you also want to get a pension guarantee with low investment then a permanent pension plan for old age is a good.
Atal Pension Yojana 2022
At present under Atal Pension Yojana government guarantees a pension of Rs.1000 to Rs.5000 per month after 60 years under the Atal Pension Scheme. Anyone up to 40 years of age can apply for this government scheme.
If at the age of 18, a maximum of Rs.5000 is added to the scheme for monthly pension, you will have to pay Rs.210 per month. If the same money is given every three months, then Rs 626 has to be paid and Rs 1,239 has to be paid in six months. To get a pension of Rs 1,000, if you invest at the age of 18, you have to pay Rs 42 per month.
Atal Pension Yojana Facts
You can choose from 3 types of plans for Payment, Monthly Investment, Quarterly Investment or Half Yearly Investment.
Under section 80CCD of income tax, he gets the benefit of tax exemption.
Only 1 account will be opened in the name of the member.
If the member dies before or after the age of 60 years, the pension amount will be paid to the wife.
If both the member and the wife die, the government will grant a pension to the nominee.
Both husband and wife can avail benefits under this scheme of the government. If both of invest separately in this scheme then get 10 thousand rupees pension per month.